Tangem Pay

Self-custody. Instant spending.

The seamless bridge from your hardware wallet to the real world is coming. Get ready to securely top up your card with stablecoins and spend instantly anywhere you see the Visa logo.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. By providing your email, you indicate that you have read and understood our Privacy Policy.

Be the first. The Tangem Pay launch is starting in the US, Latin America and other select regions first. We’ll be granting early-bird access in phases to ensure a smooth rollout. Join the waitlist above to secure your spot and be the first to receive updates.

Get answers to your questions.

We've answered some popular questions. Help Center and online support are available 24 hours a day, 7 days a week.

Join our community

Discord

Join our community

Tangem Pay is a non-custodial payment account built into the Tangem Wallet app. It lets you spend stablecoins directly using a virtual Visa card, online or in-store with Apple Pay or Google Pay. No need to move funds to a third-party exchange — just spend from your wallet.
Tangem Wallet is a self-custodial hardware wallet where you control your keys anonymously. Tangem Pay is an optional, regulated product within the same app that lets you create a payment account, verify your identity, and receive a Visa card for real-world spending.
Tangem Pay is available to all Tangem Wallet owners who successfully complete a one-time identity verification (KYC) processed by our independent partner. You will need the Tangem app to activate and manage your card, and must be a resident of a supported country to be eligible.
Tangem Pay will begin issuing cards in late November across the United States, Latin America, and major Asia-Pacific countries, with more regions to follow later.
You can use your Tangem Pay card anywhere Visa is accepted, both online and in-store. This includes merchants that support Apple Pay and Google Pay, allowing for seamless contactless payments. The card currency is USD, so if you make a purchase in any other currency, Visa’s foreign exchange rates and cross-border fees may apply. International transactions are fully supported, but subjected to standard Visa terms.
Yes, a one-time identity verification (KYC) is required to activate your virtual Visa card. We've designed this process with your privacy as the top priority. The verification is handled by our trusted card-issuing partner and is completely siloed. This means it applies only to your Tangem Pay account. Your main wallet's assets, history, and privacy remain completely untouched. Tangem never sees your personal verification data.
Yes, the virtual card is just the beginning. Beautifully designed physical cards are a top priority on our roadmap, alongside a user rewards program and our global expansion. Subscribe to our updates to be the first to know.